Factor Accounts Receivable, Factor accounts receivable, FACTOR ACCOUNTS RECEIVABLE.

CERTIFIED BY THE AMERICAN CASHFLOW ASSOCIATION

(417) 630-4042

FAX: CALL FOR INFO.

Email: factoringbob@yahoo.com

   

     FACTORING ACCOUNTS RECEIVABLE &

    

PRIVATELY HELD MORTGAGE NOTES

Does your business need help in order to start factoring accounts receivable?? If so, as a business, its all we do!! No one else will come close, to helping your company start factoring accounts receivable!! No factor, is as diverse as us. We help your business with factoring accounts receivable in all sizes. No factoring of accounts receivable amounts or invoices are too small or too large for us to factor. We love factoring accounts receivable in the amount of thousands of dollars per month, we do factoring accounts receivable in the amount of millions of dollars per month. No amount is too large or too small for us to help your company do factoring accounts receivable. Does your business or company need to start  factoring accounts receivable?? Then do your company's or businesses financial service of factoring accounts receivable with us! You'll be glad you did. Fluid Financial Services works with hundreds of different factor funding sources, not just one factor. This unique business relationship with all of these companies allows us to get you the most money for your businesses factoring accounts receivable needs. We are also able to offer the lowest rates in the pursuit of your businesses factoring accounts receivable needs!! No one will be able to help your business to start factoring accounts receivable, like we can! We ARE a broker! Why is this good for YOU?? We work with hundreds of factors to get you the LOWEST possible rates!! Individual factoring  companies have ONE percentage rate that they charge!! We work with hundreds of factors!! Our fees, although VERY small, are paid for by the factoring companies, NOT you!! And best of all, ALL fees, related to factoring accounts receivable, although VERY small, are a legitimate 100% business tax expense and DEDUCTION!! Ask your accountant!! So basically, it costs your business, NOTHING, to get paid quickly!! Some companies specialize by industry, some have minimums, some have maximums per month!! We pair you with the CORRECT factor for your company!!

Fluid Financial Services is the expert in order to help your company or    business, to get successful by factoring accounts receivable, and to STAY successful by, continuing with the very important financial option of factoring accounts receivable. Let us help you or your company or business get started, in the very important, and VERY reasonable, financial solution, of factoring accounts receivable. To help your business, become and stay successful, through our help, in order to start factoring accounts receivable.

Please feel free to call us regarding any information that you may need, concerning the help, for your business,  to start factoring accounts receivable.

Industry insiders often refer to privately-held mortgage notes as private mortgage notes, real estate notes or real estate paper.

A privately held mortgage note is created when a real estate owner sells a piece of property using owner financing. Owner financing means the property seller/owner, rather than a bank or lending institution, finances the sale of the real estate. Owner financing can involve a portion of the purchase price, or the total amount of purchase. The mortgage note is structured at an agreed upon interest rate to be paid back over an agreed upon amount of time.

Before the 1970's, most real estate buyers had only one way of getting a mortgage loan, apply at the local bank or savings and loan institution. During the 70's and 80's, however, interest rates climbed to reach a high of 22 percent. Institutional financing for real estate was too expensive for many buyers, and real estate sales plummeted. Hence the market for owner financing was born.

Fluid Financial Services is an industry leader in the purchasing of personally held mortgage notes. We purchase notes of all sizes, none too small or too large. Flexibility is our key to meeting your cashflow needs. We can purchase your entire note, we can purchase your balloon payment, we can purchase a portion of your payments, you can even sell us future payments while still receiving current payments.

We can offer a little known service known as simultaneous closings or table funding. This is where a real estate owner agrees to accept a private mortgage note in order to qualify more prospective buyers and speed up the sale of the property. Then during the closing process, the real estate seller immediately sells the mortgage note for cash. The result is the same for the seller as a cash sale. We offer the best prices for your note, bar none. A happily satisfied customer makes us the best referrals.

Categories of Private Mortgage Notes:

     1.) Residential notes

Notes created by the sales of residential properties, including houses, townhouses, condominiums, and one-to-four family rental units.

     2.) Commercial notes

Notes originating with the sale of any type of commercial (business) property including retail, office, apartment (more than four family units), and industrial properties.

     3.) Vacant land notes

Notes on developed or undeveloped land, or land not designated as a specific-use property such as farmland or waste storage. (This category does not include land that has been improved for development and building.)

Reasons Buyers and Sellers use Owner Financing:

     1.) The buyer cannot obtain traditional financing.

About half of all applicants for home loans do not qualify for the full amount of the loan that they seek. The reasons people are turned down for financing vary. A person may be self-employed or new to the area, for example, or may have gone through a divorce recently and was forced to declare bankruptcy.

     2.) They want to save time and money.

By using owner financing, buyers and sellers can avoid some of the closing costs, origination fees, appraisals, and survey fees. Banking industries typically take 30 to 60 days to close a loan. If you decide to sell your personal mortgage note to Fluid Financial Services, we will close on your note in 8 to 10 days.

     3.) An investment opportunity for the seller.

Sometimes sellers offer owner financing as an investment opportunity. By holding on to a promissory note, the seller can earn a higher rate of interest than he or she could by putting the money in a savings account or other investment vehicle.

Reasons to Sell Your Personally Held Mortgage Note:

     1.) Access

People need or want access to their cash for a variety of reasons. Sometimes they need to pay off credit-card bills, pay off a tax lien, finance an unexpected medical emergency or lawsuit, settle a divorce, travel or take a well-needed vacation, purchase a dream house, buy a new car or boat, finance a wedding, start a new business, or take advantage of a new business opportunity. In some cases people just want access to their liquid assets for peace of mind. They don't want to worry about collection hassles, or the financial strength of the person who owes the debt.

     2.) Interest or Yield

People will sell their privately held mortgage notes because they realize that with immediate cash in hand today, they can start earning interest or yield. This process gives you the ability to make a large investment now, with more earning power, and turn it into an even larger amount of money the following year. More money invested, yields larger returns every year.

     3.) Inflation

Inflation chews away at the future value or buying potential of money. "Money today is worth more than money tomorrow." You can purchase more with money today than you could 10 or 20 years down the road. Many factors present every day drastically affect inflation's power on future value of money. Budget deficits, bad economic policies or decisions, turbulent political affairs overseas, economic recessions, and wars abroad are but a few of the unforeseen factors which affect the value of your future money. Small payments over a long period of time have less buying power and financial stability than a large lump sum payment today.

 If you have decided to sell your privately held mortgage note, look no further. Fluid Financial Services is the premier company specializing in the purchasing of your note. A simple one page application, and quick funding make us the company tailored to do business with you. We will also purchase your privately held business, automobile, airplane, R.V., motor home, mobile home, boat or marine notes. Bottom line, we will not be beaten in prices offered to our valued customers.

Give us just one five minute phone call, to explain to you just how easily we can help your business get all the capital it needs to become and stay successful, through our financial service, in order to help you or your business, get started with factoring accounts receivable.

 If your business is interested in acquiring working capital through the financial service, to help you start factoring accounts receivable, sell your personal mortgage notes or any one of our other financial services, please contact us at :

                                   
    (417) 630-4042


to have one of consultants fax you a copy of the application or answer any questions that you may have.

Fax:Call for info.

Send us an email to find out how our company can help your company get started with factoring accounts receivable today!!!!!!

Email: factoringbob@yahoo.com

Fluid Financial Services, Inc. is the expert in order to help you, or your business, start factoring accounts receivable. Let us help you or your company or business get started, in the very important, and VERY reasonable, financial solution, to start factoring accounts receivable. To help your business, become and stay successful, through our help, in order to start factoring accounts receivable. Let us help you or your company or business get started with factoring accounts receivable, a very important financial service.

                   Copyright of: Fluid Financial Services Inc.

We are currently helping many businesses, with factoring accounts receivable, in the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho State, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. Call us or email us today, to help you or your company, start factoring accounts receivable.

Robert Pryel
President & CEO
Fluid Financial Services Inc.

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